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Joint Loans
A joint loan is where a loan application is made in more than one name, which may be for example, husband and wife or between partners. In this case the loan company will consider both peoples credit record and income in determining whether to grant the loan.
Unsecured personal loan rates will vary with most lenders, depending on how much you wish to borrow and also based on your joint personal credit ratings. Most lenders quote “typical” APR rates, which means that this is the interest rate which most people are offered and depending on your circumstances, and the amount borrowed, your joint loan rate may be lower or higher than the typical APR rate quoted.
Some loan companies will not consider joint applications, but the following companies will accept a joint unsecured personal loan application :-
Northern Rock Bank offers joint loans with one of the lowest personal loan APR's in the UK at 7.9% APR typical. Northern Rock offer joint unsecured loans of between £1,000 and £25,000, repayable over 1 to 10 years. A Northern Rock joint unsecured loan offers :-
Low rate of 7.9% APR typical
Borrow any amount from £1,000 to £25,000
Spread your repayments over 1 to 10 years
Interest rate on the loan is fixed
Optional express service for fast delivery of your loan into your bank account
20% discount on loan protect insurance online
Click here to apply for a Northern Rock Joint Loan, or to get more details
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Halifax offer joint personal loans from £1,000 to £25,000 over loan terms of between 1 and 7 years at 6.4% APR typical on loans over £7,000. A Halifax joint unsecured loan offers :-
Exclusive online rate on loans over £7,000 is 6.4% APR typical
Loans available from £1,000 to £25,000
No monthly loan repayments for the first three months
Spread your repayments over one to seven years
Monthly repayments are fixed for the life of the loan
Click here to apply online for a Halifax Joint Personal Loan, or for more details |
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Liverpool Victoria, offers joint personal loans at a rate of 6.7% APR typical, for loans between £9,000 and £25,000, when you apply online. A Liverpool Victoria joint loan is repayable over 1 to 7 years and you can borrow any amount between £1,000 and £25,000. A Liverpool Victoria joint personal loan offers :-
Loan rate of 6.7% APR typical for loans between £9,000 and £25,000
Borrow any amount between £1,000 and £25,000
Spread the payments over 1 to 7 years
3 months repayment holiday available
Fixed repayments throughout the loan
Instant decision available when you apply online
Click here to apply online for a Liverpool Victoria Joint Loan, or to get more details
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